First Steps

I will conduct an in-depth interview to understand your goals, your timetable, and your concerns about affordability and financing. I want to hear about the type of property you are interested in purchasing, including size and features, and any other special desires and needs you may have. By listening carefully to your needs, I pledge to enhance your experience as a buyer and to walk you through the steps required to purchase your new property.

• Explain "agency" relationships in the state of California.
• Explain how the commission is paid and distributed.
• Outline the property-buying process and provide a timeline.
• Agree on the best way to continue our ongoing dialogue in a way that fits your lifestyle, i.e. via email, telephone, etc.
• Provide you with resources for information about communities, schools, transportation and recreational facilities.
• Assist you throughout the financing process. A mortgage specialist will outline the loan types currently available and recommend the ones best suited for you and for your goals. Our associate will facilitate a mortgage pre-approval process with our affiliated lender, in order for you to be pre-approved for your mortgage prior to showing you homes. This will put you in a stronger negotiating position.
• Review the costs involved in the property-buying process.
• Review all documents, including contracts, disclosures, disclaimers and inspection reports. In some instances, Our associate may refer you to a real estate attorney for further clarification.
• Provide you with the name of a competent real estate agent in areas outside our geographic or product expertise.
• Provide guidance to assist you in the acquisition of your selected property, including the negotiation of all offers authorized by you.